Saturday 10 November 2012

What Can Seniors Do if they are Denied Coverage Under Obamacare?

The battle was long and hard, but it would appear that we finally have a victor. Barack Obama will be president for another 4 years. And many people are asking themselves right now, what this will mean as it applies to healthcare. Many people view Obamacare as an intrusion into their personal affairs and others view it as an additional healthcare option. Most of the provisions of Obamacare should take effect in the year 2014; all of the provisions are to be completely in effect by the year 2020. Some of them may not be very pleasant for seniors and people who need perpetual healthcare.

One of the most interesting aspects of Obamacare is the fact that this program is the biggest reform of the US health system since the formation of Medicare and Medicaid in 1965. This new program is estimated to take much of the money that it needs from Medicare somewhere to the tune of 716 billion dollars. And additional funding for this program will come from an increase in Medicare taxes especially on those who have higher incomes.

The fact of the matter is that this program is going to get even more costly as time goes on. Many people such as Steven Rattner, who was a councilor to the Secretary of the Treasury in the Obama Administration, asserts that it will be necessary for the government to impose rations on the types of coverage that it will offer to seniors.

In his article entitled Beyond Obamacare in the New York Times Steven Rattner says that in American politics it is taboo, yet necessary, to talk about the fact that seniors are not entitled to every medical procedure or pharmaceutical. However, Rattner also reminds us that President Obama’s healthcare act includes some restrictions on reducing Medicare services, although Rattner thinks that this is, and I quote, “regrettable.” He continues by explaining that even though these restrictions are in place it will be necessary under Obamacare to limit more coverage to seniors.

If you are a senior you may not receive all of the care that you need. If the federal government deems that your continued living will grow too expensive you may be denied healthcare. Seniors are the most vulnerable when it comes to rations because they represent the largest demographic that needs healthcare. Rattner writes that big money in Medicare will be found in reducing the cost of treating people especially in the last years of life, which consumes more than a quarter of Medicare’s budget.

Hopefully Steven Rattner is wrong and the government will never need to implement such aggressive tactics, but it is always important to know what your options are if such action by the federal government occurs. One option is that although you may be denied the coverage that you need, you can still take care of yourself to some degree in the comfort of your own home. As we have mentioned, many people choose home care in order to increase their quality of life. They buy their medical supplies directly from Durable Medical Providers. Our business is to help people find the best Durable Medical Providers which can help, if enough people start shopping wisely, decrees the cost of these supplies.

Unfortunately, if the seniors are denied coverage for an operation the only choice would be to pay out-of-pocket, this would become excruciatingly expensive. We will keep doing research to find better options for senior healthcare in such situations.

Obviously it is very important to stay informed on politics when it comes to your healthcare. Here is a list of some of the home oxygen healthcare items that you can find from Amazon.com. You can even search from our store items that you would like to purchase that don’t have to do with oxygen. Keep reading our weekly blog post and we will do our best to keep you informed on the best healthcare options available.

No comments:

Post a Comment